We value our clients; we applaud their successes
and appreciate the testimonials they provide.
                   Tim Cowan, AFS President & CEO


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Doctors And Staff Testimonials Of AFS Clients
We love compliments and praises from our clients! 

 Today is

  Dr. Max Higbee, DMD
"When I started to extend credit to my patients through AFS, my production tripled and my practice became more successful than I ever imagined!

I'm making so much money on the AFS program that next year I plan on doing the same $4million dollar production and working 1/3 less hours!"

  Danna, Dr. Higbee's Office Manager, (24+ years dental office experience)
"The patient-financing is easy to use. Patients like it because they can get the treatment they want and deserve." 

  Dr. Lee Sharp, DDS
“If it weren’t for AFS. I would never have grown from a 3 chair practice to 14! Production is fantastic and we’re still growing.”

  Dr. Bill Dahling, DDS

  Southern Oregon Center for Sedation Dentistry
"American Financial has been a tremendous help in evening out my cash flow, making managing the business side of our practice so much easier! Offering internal financing has improved our case acceptance rate; the patients are happy to be dealing with us and not a separate service. We are extremely pleased with the professionalism and courteous manner of AFS and wish we had found them years ago!"

  Dr. Richard Miller, DMD
"I love the fact that all of my patients can qualify. Patients are never rejected."

  Dr. Braydich, DDS

"The implementation to using AFS has been extremely pleasant. The process has been so smooth we couldn't be happier. . . even better, we have seen immediate results in our production!"

  Dr. John Miner, DDS, (Retired)
"Using American Financial Services is the best thing I've done for my practice."

  Dr. Richard, Leong, DDS
"It's nice to know I can get money from my accounts receivable whenever I want it."

  Bob Rondeau, President, CAESY Education Systems
"We had two flat years and were in a recession . . . After we started extending financing, sales grew more than 35%. The biggest mistake I made in my practice was not extending credit to patients."

  Dr. Steve Adams, DMD
"The patient-financing matrix is very easy to use."

  Dr. Robert Hazen, DDS

"Not one worry about financing any of my patients with AFS; my staff can take care of it. AFS management is superior, like having a fellow dentist always looking out for our well-being."

  Dr. Carson Kendall, DDS, (Retired)
For years my A/R has always been around $135,000+ and my accountant said that I was doing great. Since starting with AFS, my A/R dropped in two months and now I'll retire with $75,000 more in my pocket that I would have had to write off without AFS!"

  Dr. Tony Parsley, DMD
"Our practice has grown significantly since we started using American Financial Services."

Call to schedule a phone consultation
with an AFS Patient-Financing Specialist
it's confidential and free, with no obligation
Find out if you are a good fit for AFS Patient-Financing.

 NO Waiting for Approvals!  NO Financing Rejections!


"Appreciation can make a day, even change a life. Your willingness to put it into words is all that is necessary."
  Margaret Cousins


"It's amazing how many patients will take advantage of treatment if they can follow their normal pattern of spending and financing."
  Dental Economics


Appreciate everything your associates do for the business. Nothing else can quite substitute for a few well-chosen, well-timed, sincere words of praise. They're absolutely free and worth a fortune.
  Sam Walton


“It is important that you recognize your progress and take pride in your accomplishments. Share your achievements with others. Brag a little. The recognition and support of those around you is nurturing.”
   Rosemarie Rosetti



A unique patient-financing system utilizing confidential proprietary methods - Please call to privately discuss the details of our 100% Acceptance Program

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